
Offers unlimited check writing privileges with a low
minimum balance requirement.

Designed for customers who want to earn competitive interest
rates and have unlimited check writing privileges.
| |
No
maintenance fee with a minimum daily
balance of $1,000.
$10 maintenance fee if you
choose not to maintain
the minimum balance.
Interest compounds daily
on all collected balances.
4 free transactions at another
bank's ATM,
then $2 per transaction.
Visa® Check Card available
(subject to credit approval) |

Relationships are valued and rewarded at NorthWest Bank & Trust. The 360° Checking account is designed for customers who use other banking services and deserve the privileges that come with relationship banking.
| |
No
maintenance fee with a minimum daily balance
of $1,500 or $5,000 minimum aggregate daily
balance in all deposit accounts or $15,000 in
outstanding loan balances.
$15 maintenance fee if you
choose not to maintain the
minimum balances.
Interest compounds daily
on all collected balances.
Free 360º standard checks (one
order per year) or credit
towards other check packages
6 free transactions at another
bank's ATM,
then $2 per transaction.
Visa® Check Card available
(subject to credit approval).
Free official
checks.
Free travelers
checks.
Free notary
service.
Discount
on safe deposit box rental
Bonus rate
on Certificates of Deposit. |

Enjoy many benefits of the 360° Checking account, plus some additional perks for our
“over fifty” clients.
| |
Unlimited check writing privileges
No maintenance fee with a direct deposit or a $500 minimum daily balance; otherwise a monthly fee of $5 will apply.
Two free check orders of 360° standard checks per year, or credit towards other check packages.
6 free transactions at another bank’s ATM, then $2 per transaction.
Visa® Check Card available
(subject to credit approval).
Free official
checks.
Free travelers
checks.
Free notary
service.
Discount
on safe deposit box rental
Bonus rate
on Certificates of Deposit. |

Take advantage of NorthWest Bank and Trust's
wide variety of loans including auto, home improvement, boat,
recreational vehicle, vacation, education or just about any
other purpose. Our loan officers are experienced at designing
competitively priced loans to fit your needs quickly, efficiently,
and in complete confidence.

From unexpected expenses to major purchases, NorthWest Bank & Trust can design
a loan to fit your specific financial situation. We offer fast
approval and convenient terms.

NorthWest Bank & Trust offers a full range of traditional and non-traditional
mortgage loan programs. Our mortgage experts can help you find the loan just
right for your particular circumstances.

A NorthWest Bank & Trust Line of Credit or Home Equity Loan can give you
financial flexibility. The equity in your home is a valuable asset that can
be used for home improvements, college tuition, or that once-in-a-lifetime
vacation. The interest paid on the loan may even be tax deductible. (consult
your tax advisor concerning tax deductibility)

No matter how careful you are with your finances, sometimes things just happen.
You thought the check had already cleared, or maybe your deposit didn't go in when
you thought. We've all been there. Protect yourself from the inconvenience
of an overdrawn account and the expense of NSF fees with our overdraft
protection plan.

NorthWest Bank & Trust offers secured or unsecured personal lines of credit
which can give you liquidity for unexpected emergencies or to make purchases.
In fact, your personal line of credit can be linked to your checking account
and be used as overdraft protection
|

Saving for the future or for a special
purchase is an important part of your personal financial planning.
NorthWest Bank & Trust
offers several ways to assist you in reaching your savings goals.

A basic savings account that can be opened with
as little as $100.
| |
No
maintenance fee with a minimum daily balance of $300.
$5
maintenance fee per quarter if you choose not to maintain
the
minimum balance.
Interest compounds daily
on collected balances above $100.
6 free withdrawals per quarter; additional withdrawals are
$3 each. |

The Explorer's Savings Club
is a free savings account
for children ages 18 and under. Encourage a lifelong habit of saving money and being financially responsible from an early age.
| |
No
maintenance fee.
Interest
compounds daily on all collected balances.
6
free withdrawals per quarter; additional withdrawals are $3 each. |

For longer-term investments, NorthWest Bank & Trust offers a full array
of Certificates of Deposit.
| |
Open
with as little as $500.
Terms
range from 3 to 60 months.
Automatic
certificate renewal available.
Interest
compounds daily and may be reinvested, deposited to another
account or paid by check. |

CDARS offers a new CD option for those wanting to invest funds over $100,000 and still be eligible for the security of FDIC insurance on every dollar.
Through CDARS, your deposits are placed into CDs from multiple institutions eligible for full FDIC insurance.
All of your information will be reported on one statement, and we are the only institution you deal with.

An IRA is a convenient savings program that allows
money to be set aside for retirement while earning
tax-deferred interest.
| |
Open
with as little as $500.
Terms
range from 12 to 60 months.
Automatic
certificate renewal available.
Interest
compounds daily, and may be reinvested, deposited to another account or paid
by check.
Traditional,
Educational and Roth IRAs available. |

The NorthWest Money Market account offers competitive rates and rewards higher
balances with a tiered-rate structure. It's the smart way to earn more interest and still have fast access to your funds.
| |
No
maintenance fee with a minimum daily balance of $2,500.
$10
maintenance fee if you choose not to maintain the minimum
balance.
Interest compounds daily
on all collected balance.
You may make up to six withdrawals
per statement cycle, of which
three may be made by check or draft. Additional transactions are $10 each. |

Safe deposit boxes are available to lease on an annual basis. A checking account with NorthWest Bank & Trust is required in order to lease a safe deposit box.
Sizes available:
3" x 5” $ 35 annual fee
3" x 10" $45 annual fee
5" x 10" $55 annual fee
10" x 10" $110 annual fee
Leases are automatically renewed annually. |